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CNet: Charlotte, N.C.-based Scientigo owns two patents (No. 5,842,213 and No. 6,393,426) covering the transfer of "data in neutral forms." These patents, one of which was applied for in 1997, are infringed upon by the data-formatting standard XML, Scientigo executives assert.

Randy: The patents were filed as early 1997, which means they invented it in the previous year 1996. OFX was launched in early 1997 and was obvious a work-in-progress for some time. SGML was invented in 1990 or earlier. GML goes back to 1969. The progression from GML to XML is obvious. Of course, all this doesn't matter if you live in the U.S. and your lawyer is better than the other guys.